Updated: 4th of October, 2025

We are Polt House Incorporated (“the Company,” “we,” “our,” or “us”).
We operate our website and related online products and services that reference or link to these legal terms (collectively, the “Services”).
You may reach us by phone at +1 (814) 473-7319, by email at poltavetskyrylo@gmail.com, or by mail at 1007 N Orange St., 4th Floor, Suite #3162, Wilmington, Delaware 19801, United States.
These Legal Terms form a binding agreement between you—whether as an individual or representing a business entity (“you”)—and Polt House Incorporated, governing your access to and use of our Services. By accessing or using the Services, you acknowledge that you have read, understood, and agree to comply with these Terms in full. If you do not agree to these Terms, you are not permitted to use the Services and must discontinue access immediately.
We may update or modify these Terms from time to time. When changes occur, we will provide prior notice through our website or via email sent from poltavetskyrylo@gmail.com. Updated versions will become effective on the date indicated in the notice. Continued use of the Services after such updates constitutes your acceptance of the revised Terms.
Our Services are intended solely for users aged 18 years or older. Individuals under the age of 18 are not eligible to register for or use the Services.
We recommend saving or printing a copy of these Terms for your records.

1. OUR SERVICES
   The information and materials made available through the Services are not intended for access or use in any jurisdiction where such access or use would be contrary to law or regulation, or would subject us to any registration or compliance obligation in that jurisdiction. If you access the Services from a location outside your primary jurisdiction, you do so on your own initiative and are solely responsible for complying with all applicable local laws.
   Our Services are not designed to meet requirements of industry-specific regulations (including, without limitation, the Health Insurance Portability and Accountability Act (HIPAA) or the Federal Information Security Management Act (FISMA)). If your use would bring the Services within the scope of such frameworks, you must not use the Services. You also must not use the Services in any manner that would violate the Gramm-Leach-Bliley Act (GLBA).
   Insights, rankings, and recommendations generated by our AI and analytics features are provided for informational and decision-support purposes only. They do not constitute legal, financial, or professional advice, and outcomes are not guaranteed.

2. INTELLECTUAL PROPERTY RIGHTS
   Our Intellectual Property
   We own or hold valid licenses to all intellectual property rights in and to the Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics, and other materials made available through the Services (collectively, the “Content”), as well as all trademarks, service marks, and logos displayed in connection with the Services (the “Marks”).
   The Content and the Marks are protected by copyright, trademark, and other intellectual property or unfair competition laws and international treaties. Except as expressly permitted in these Legal Terms, no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our prior written consent.
   Subject to your continued compliance with these Legal Terms (including any “Prohibited Activities” section), we grant you a limited, non-exclusive, non-transferable, revocable license to access the Services and to download or print a reasonable number of pages of the Content to which you have lawful access solely for your internal business purposes.
   The Services, Content, and Marks are provided “AS IS” and “AS AVAILABLE” for internal use only. We reserve all rights not expressly granted hereunder. Any breach of this Section will be deemed a material breach of these Legal Terms and may result in immediate suspension or termination of your access to the Services.

Your Use of the Services
Subject to your ongoing compliance with these Legal Terms (including the “Prohibited Activities” section), we grant you a limited, non-exclusive, non-transferable, revocable license to:
access and use the Services; and

download or print reasonable portions of the Content that you are lawfully permitted to access, solely for your internal business purposes.

Except as expressly allowed in these Legal Terms, no part of the Services, Content, or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our prior written authorization.
If you wish to use the Services, Content, or Marks in any manner not expressly permitted herein, please send your request to poltavetskyrylo@gmail.com. If permission is granted to post, reproduce, or publicly display any portion of the Services or Content, you must clearly identify Polt House Incorporated as the owner or licensor and ensure that all copyright and proprietary notices remain visible.
We reserve all rights in and to the Services, Content, and Marks not expressly granted to you. Any violation of this Section or of our intellectual property rights constitutes a material breach of these Legal Terms and may result in immediate termination of your access to the Services.

Your Submissions
Please review this Section together with “Prohibited Activities” to understand (a) the rights you grant us and (b) your obligations when you provide content through the Services.
Submissions. If you send us any questions, comments, suggestions, ideas, feedback, or other information about the Services (collectively, “Submissions”), you agree to assign to us all intellectual property rights in such Submissions. We will own those Submissions and may use and disseminate them for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.
Your responsibilities. By providing Submissions through any part of the Services, you:
confirm that you have read and agree to our Prohibited Activities and will not submit material that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening, sexually explicit, false, inaccurate, deceptive, or misleading;

to the extent permitted by applicable law, waive any moral rights you may have in such Submissions;

warrant that the Submissions are your original work or that you hold all necessary rights and licenses to grant the rights described above; and

represent that your Submissions are not confidential.

You are solely responsible for your Submissions and agree to indemnify us for any losses arising out of (a) your breach of this Section, (b) infringement or misappropriation of any third party intellectual property rights, or (c) violation of applicable law.

3. USER REPRESENTATIONS
   By accessing or using the Services, you represent and warrant that:
   all registration details you provide are true, accurate, current, and complete;

you will keep such information accurate and up to date;

you have the legal capacity to enter into these Legal Terms and agree to comply with them;

you are not a minor under the laws of your place of residence;

you will not access the Services via automated or non-human means (including bots or scripts) unless expressly authorized by us in writing;

you will not use the Services for any unlawful or unauthorized purpose; and

your use of the Services will comply with all applicable laws and regulations.

If any information you provide is untrue, inaccurate, outdated, or incomplete, we may suspend or terminate your account and refuse any current or future access to the Services (in whole or in part).

4. USER REGISTRATION
   You may need to create an account to use certain features of the Services. You agree to maintain the confidentiality of your password and are responsible for all activities that occur under your account. We may remove, reclaim, or change any username at our discretion if we determine it is inappropriate, misleading, obscene, or otherwise objectionable. We recommend enabling industry-standard security measures (e.g., strong passwords, multi-factor authentication where available).

5. PURCHASES AND PAYMENT
   Accepted Payment Methods
   We process payments via third-party providers and accept, at a minimum:
   Visa

Mastercard

Discover
Payments may be completed through Stripe, PayPal, or WayForPay (collectively, the “Payment Processors”). Availability of methods can vary by region and may change over time.

Billing Information
You agree to provide current, complete, and accurate billing and account details for all purchases and to promptly update your email, payment method, and payment card expiration date so we can complete transactions and contact you as needed. Prices are in US dollars (USD) and may change at any time. Applicable taxes will be added where required by law.
Authorization; Pricing Corrections
You authorize us (and our Payment Processors) to charge your selected payment method for amounts due at the time of purchase and, if applicable, on a recurring basis for subscriptions (see Section 6 – Subscriptions). We reserve the right to correct any pricing or billing errors even if payment has already been requested or received.
Order Management
We may decline any order and may limit or cancel quantities purchased per user, organization, or order. Restrictions can include orders placed under the same account, payment method, or billing address. We may also refuse orders that, in our judgment, appear to be placed by resellers or distributors. As our Services are digital, no shipping fees apply.

6. SUBSCRIPTIONS
   Billing and Renewal
   Your subscription continues until canceled and automatically renews at the end of each billing cycle. You authorize us to charge your selected payment method on a recurring basis without separate approval for each renewal, until you cancel. The billing cycle length depends on the plan you selected at signup.
   Cancellation
   You may cancel at any time by emailing poltavetskyrylo@gmail.com (or via any in-product cancellation flow, if available). Cancellations take effect at the end of the current paid term; access remains active until that date. If you have questions or concerns about your subscription, contact us at poltavetskyrylo@gmail.com.
   Fee Changes
   We may change subscription pricing from time to time and will provide notice in accordance with applicable law (for example, by email or in-product notice) before the change takes effect. Unless you cancel before the effective date, the new price will apply to the next billing cycle.

7. PROHIBITED ACTIVITIES
   You may use the Services only for the purposes we make them available and in accordance with these Legal Terms. Without our express written approval, the Services must not be used in connection with any commercial endeavors other than those we provide or explicitly authorize.
   As a condition of use, you agree not to:
   Systematically extract or harvest data or other content from the Services to build or enhance a database, dataset, training set, or directory without our written permission.

Mislead or defraud us or other users, including attempts to obtain passwords or other sensitive information.

Disable or circumvent any security or access-control features, or otherwise interfere with features that limit copying or use of the Content.

Disparage or harm us or the Services, including activity intended to degrade service quality or reputation.

Harass, abuse, or harm any person using information obtained from the Services.

Misuse support channels or submit false reports of abuse or misconduct.

Use the Services in a manner that violates any applicable law or regulation.

Frame, mirror, or deep-link to the Services without authorization.

Upload, transmit, or distribute malware or disruptive content (including spam or excessive capitalization) that interferes with others’ use of the Services.

Engage in unauthorized automation, including bots, scrapers, or data-mining tools, or mass-send messages, unless expressly allowed in writing.

Remove or alter any copyright, trademark, or proprietary notices on the Services or Content.

Impersonate another person or use another user’s credentials.

Upload or transmit materials that act as passive or active data collection mechanisms (e.g., web bugs, 1×1 pixels, spyware) without authorization.

Interfere with or burden the Services or related networks (e.g., excessive API calls, abnormal traffic spikes, or denial-of-service behavior).

Harass, intimidate, or threaten our employees, contractors, or agents.

Bypass access restrictions or attempt to access any portion of the Services that you are not authorized to access.

Copy, adapt, or reverse engineer the Services’ software or any part thereof (except to the limited extent permitted by applicable law).

Launch or distribute any automated system (spider, robot, cheat utility, scraper, offline reader, or unauthorized script) that accesses the Services, except for standard search engine or browser usage.

Use a buying or purchasing agent to place orders on the Services.

Collect emails or usernames to send unsolicited communications or create accounts by automated means or under false pretenses.

Use the Services to compete with us or for any revenue-generating or commercial purpose not expressly authorized by us.

Use the Services to advertise or offer goods or services without our written permission.

Sell, assign, or transfer your profile or account without our consent.

AI/Analytics-specific restrictions. You also agree not to:
use outputs, benchmarks, or rankings from the Services to train, fine-tune, or validate competing models or services;

attempt to re-identify individuals from aggregated or de-identified analytics;

submit or process regulated or sensitive data (e.g., health, financial account numbers) unless we have expressly agreed in writing to such use.

8. USER GENERATED CONTRIBUTIONS
   Our Services are not designed as a public user-generated content platform. However, certain features may allow you (or your authorized users) to create, upload, import, submit, transmit, or otherwise make available to us materials for processing or analysis, including without limitation text, documents, data files (e.g., CSVs), ICP definitions, comments, and other content (collectively, “Contributions”).
   Unless expressly stated otherwise in the Services, Contributions are not publicly displayed and are processed within your account or project space. Contributions are handled in accordance with our Privacy Policy and any separate written agreement between you and us (if applicable).
   By providing Contributions, you represent and warrant that:
   Rights & Ownership. You are the creator and owner of the Contributions, or you have all necessary licenses, rights, consents, and permissions to submit the Contributions and to grant the rights contemplated by these Legal Terms.

No Infringement. The creation, submission, distribution, access, downloading, or processing of the Contributions does not and will not infringe, misappropriate, or violate any third-party rights (including copyright, patent, trademark, trade secret, moral rights, privacy, or publicity rights).

Consents for Personal Data. To the extent the Contributions contain personal data, you have obtained all legally required notices and consents (where applicable) and have a lawful basis to provide such data to us for the intended processing.

Accuracy & Lawfulness. The Contributions are not false, misleading, or deceptive, and do not violate any applicable law, regulation, or industry standard.

No Prohibited Content. The Contributions do not contain unlawful, harassing, hateful, defamatory, obscene, violent, or otherwise objectionable material; do not include unsolicited promotions (spam, pyramid schemes, chain letters, or mass mailings); and do not ridicule, disparage, or threaten any person or class of persons.

No Harmful Code / Covert Tracking. The Contributions do not contain viruses, malware, or code designed to interrupt, limit, or damage the Services; and do not include covert tracking technologies (e.g., web bugs, 1×1 pixels, spyware) without authorization.

No Regulated / Sensitive Data (unless agreed). You will not submit Contributions that include protected health information (HIPAA), government-issued identifiers, financial account numbers, children’s data, or other highly sensitive/regulated data unless we have expressly agreed in writing to such processing.

Confidentiality Expectations. Do not include confidential or trade secret information in the Contributions unless you have a separate written confidentiality or data processing agreement with us that expressly covers such information. Absent such an agreement, Contributions may be processed per our Privacy Policy and these Legal Terms.

AI/Analytics Usage. You will not submit Contributions with the intent to train, validate, or benchmark a competing service using our outputs, nor attempt to re-identify individuals from aggregated or de-identified analytics produced by the Services.

You are solely responsible for the Contributions you submit and for any consequences of submitting them. Any use of the Services in violation of this Section or of the Prohibited Activities may result in suspension or termination of your access to the Services and may expose you to legal liability.

9. CONTRIBUTION LICENSE
   You and the Company agree that we may access, store, process, and use information and personal data you provide in accordance with our Privacy Policy and your choices (including in-product settings and preferences).
   Feedback. If you share suggestions, ideas, or other feedback about the Services, you grant us a perpetual, worldwide, non-exclusive, royalty-free, fully paid, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, and otherwise exploit such feedback for any lawful purpose, without compensation or attribution to you.
   Ownership of your Contributions. Except for the limited rights expressly granted herein, we do not claim ownership of your Contributions. You retain all rights, title, and interest in and to your Contributions and any associated intellectual property rights. You acknowledge that you are solely responsible for your Contributions, including the accuracy, legality, and suitability of the content you submit.
   Responsibility and release. We are not responsible for statements or representations contained in your Contributions. To the maximum extent permitted by law, you agree to hold us harmless from, and not pursue claims arising out of, your Contributions or your failure to comply with these Legal Terms.

10. GUIDELINES FOR REVIEWS
    We may provide areas of the Services where you can leave reviews or ratings about your experience. By posting a review, you agree to comply with the following:
    You must have firsthand experience with the product, feature, or team you are reviewing.

Your review must not contain profanity or abusive, racist, hateful, or harassing language.

Your review must not include discriminatory remarks based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability.

Your review must not reference or encourage illegal activity.

If you are affiliated with a competitor, you must disclose that affiliation and you should not post reviews intended to disparage.

Do not make legal conclusions or claims regarding the legality of conduct.

Do not post false or misleading statements.

Do not coordinate or organize campaigns to post collective positive or negative reviews.

We may accept, reject, or remove reviews at our sole discretion. We have no obligation to monitor, screen, or delete reviews, even if someone considers them objectionable or inaccurate. Reviews do not represent our views or those of our affiliates or partners, and we assume no liability for any review or for any claims, losses, or damages arising from reviews.
By posting a review, you grant us a perpetual, worldwide, non-exclusive, royalty-free, fully paid, transferable, and sublicensable license to reproduce, modify, translate, transmit, display, perform, and distribute the content of your review in any media, for any lawful purpose.

11. SERVICES MANAGEMENT
    We reserve the right, but not the obligation, to:
    monitor the Services for compliance with these Legal Terms;

take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including reporting such activity to law enforcement;

refuse, restrict, limit, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof;

remove from the Services, or otherwise disable, files or content that are excessive in size or place an unreasonable burden on our systems; and

manage the Services in a manner intended to protect our rights and property and to maintain the Services’ proper operation.

12. PRIVACY POLICY
    We take privacy and data security seriously. Please review our Privacy Policy (the “Privacy Policy”) located at: PRIVACY POLICY. By using the Services, you agree to the Privacy Policy, which is incorporated into these Legal Terms.
    Hosting and transfers. The Services are hosted in the United States and the European Union. If you access the Services from a region with laws governing personal data collection, use, or disclosure that differ from U.S./EU law, you acknowledge that, by continuing to use the Services, your data may be transferred to and processed in the U.S. and/or EU in accordance with the Privacy Policy and applicable law.
    If you have any questions about privacy or data processing, contact us at poltavetskyrylo@gmail.com.

13. TERM AND TERMINATION
    These Legal Terms remain in effect for as long as you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE MAY, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BY BLOCKING CERTAIN IP ADDRESSES) TO ANY PERSON FOR ANY REASON OR NO REASON, INCLUDING FOR ANY BREACH OF THESE LEGAL TERMS OR OF APPLICABLE LAW. We may terminate your use of the Services or delete your account and any content or information you have posted at any time, without warning, in our sole discretion.
    If your account is terminated or suspended for any reason, you are prohibited from registering and creating a new account under your name, a false or borrowed name, or the name of any third party, even if acting on such third party’s behalf. In addition to termination or suspension, we reserve the right to pursue all appropriate legal remedies, including civil, criminal, and injunctive relief.

14. MODIFICATIONS AND INTERRUPTIONS
    We may change, modify, or remove any part of the Services at any time and for any reason, at our sole discretion, without prior notice. We have no obligation to update information available on the Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuation of the Services.
    We do not guarantee uninterrupted availability of the Services. From time to time, hardware, software, or operational maintenance may result in interruptions, delays, or errors. We may revise, update, suspend, discontinue, or otherwise modify the Services at any time, without notice. You agree that we shall have no liability for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuation. Nothing in these Legal Terms obligates us to maintain, support, or release updates, fixes, or new versions.

15. GOVERNING LAW
    These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

16. DISPUTE RESOLUTION
    Any legal action or proceeding arising out of or relating to these Legal Terms or the Services shall be brought exclusively in the state or federal courts located in the State of Delaware, United States. Each party consents to the personal jurisdiction of such courts and waives any defenses based on lack of personal jurisdiction or forum non conveniens. The application of the United Nations Convention on Contracts for the International Sale of Goods (CISG) and the Uniform Computer Information Transactions Act (UCITA) is expressly excluded.

17. CORRECTIONS
    The Services may contain information with typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, or other content. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information on the Services at any time, without prior notice.

18. DISCLAIMER
    The Services are provided on an “as is” and “as available” basis. You agree that your use of the Services is at your own risk. To the fullest extent permitted by law, Polt House Incorporated disclaims all warranties, express or implied, in connection with the Services and your use thereof, including but not limited to any implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
    We make no representation or warranty regarding:
    the accuracy, reliability, or completeness of any content or data produced by the Services;

the suitability or effectiveness of any analytics, rankings, or AI-generated recommendations for your business decisions;

uninterrupted or error-free operation of the Services;

protection against unauthorized access, hacking, or data breaches despite reasonable safeguards;

any bugs, malware, or harmful code transmitted by third parties through the Services; or

the content or conduct of any third-party websites or services linked to or from the Services.

We do not guarantee or endorse any third-party products or services advertised or integrated with our platform, nor are we responsible for monitoring or participating in any transaction between you and a third-party provider. You should exercise independent judgment and caution before relying on any output, recommendation, or integration offered through the Services.

19. LIMITATION OF LIABILITY
    To the maximum extent permitted by law, neither Polt House Incorporated, nor its directors, officers, employees, agents, or affiliates shall be liable to you or any third party for any indirect, incidental, consequential, exemplary, special, or punitive damages, including but not limited to lost profits, lost revenue, loss of data, business interruption, or other damages arising out of or relating to your use of the Services, even if we have been advised of the possibility of such damages.
    Notwithstanding anything to the contrary herein, our aggregate liability for any claim, whether in contract, tort, or otherwise, shall not exceed the total amount paid by you (if any) to us for the Services during the six (6) months preceding the event giving rise to the claim.
    Certain jurisdictions do not allow limitations on implied warranties or exclusion of certain damages; therefore, some of the above limitations may not apply to you, and you may have additional rights under applicable law.

20. INDEMNIFICATION
    You agree to defend, indemnify, and hold harmless Polt House Incorporated, including its officers, directors, employees, contractors, partners, and affiliates, from and against any and all claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
    your use of the Services;

your violation of these Legal Terms;

any breach of your representations and warranties herein;

your infringement of any third-party intellectual property or proprietary rights; or

any harmful, unlawful, or negligent act or omission toward another user or third party in connection with the Services.

We reserve the right, at your expense, to assume exclusive defense and control of any matter subject to indemnification. You agree to cooperate with us in such defense and to receive notice of any claim as soon as practicable after we become aware of it.

21. USER DATA
    We retain certain data you transmit through the Services to manage performance, analytics, and support. Although we perform periodic backups, you remain solely responsible for maintaining copies of your data and for any content you upload or generate while using the Services.
    We are not liable for any loss, corruption, or unauthorized disclosure of data resulting from your use of the Services, third-party integrations, or internet transmission errors. By using the Services, you waive any right to claim damages against us for such loss or corruption of data.

22. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
    By visiting the Services, communicating with us by email, or completing online forms, you acknowledge and agree that such interactions constitute electronic communications. You consent to receive communications from us electronically and agree that all agreements, notices, disclosures, and other communications that we provide to you electronically—whether via email, on the Services, or through other digital means—satisfy any legal requirement that such communications be in writing.
    You further agree to the use of electronic signatures, electronic contracts, orders, and other records, as well as to the electronic delivery of notices, policies, and transaction confirmations initiated or completed through the Services.
    By doing so, you waive any rights under laws requiring original (non-electronic) signatures, paper records, or non-digital methods of payment or credit issuance, to the maximum extent permitted by applicable law.

23. CALIFORNIA USERS AND RESIDENTS
    If you are a California resident and your concern with Polt House Incorporated has not been satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at:
    1625 North Market Blvd., Suite N 112, Sacramento, California 95834, USA
    Telephone: (800) 952-5210 or (916) 445-1254

24. MISCELLANEOUS
    These Legal Terms, together with any additional policies or operating rules posted by us on or in connection with the Services, constitute the entire agreement between you and us. Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
    These Terms shall apply to the fullest extent permitted by law. We may assign any of our rights and obligations under these Terms at any time. We are not liable for any failure or delay in performance caused by circumstances beyond our reasonable control.
    If any provision or part of these Terms is determined to be unlawful, void, or unenforceable, that portion shall be deemed severable and shall not affect the validity or enforceability of the remaining provisions.
    No joint venture, partnership, employment, or agency relationship is created between you and Polt House Incorporated by these Terms or by your use of the Services. You agree that these Terms shall not be construed against us merely because we drafted them.
    You hereby waive any defense based on the electronic form of these Terms and the absence of physical signatures by the parties.

25. CONTACT US
    If you have any questions about these Legal Terms, need to report an issue, or wish to resolve a complaint regarding the Services, you may contact us using the details below:
    Polt House Incorporated
    1007 N Orange St., 4th Floor, Suite #3162
    Wilmington, Delaware 19801
    United States
    Phone: +1 (814) 473-7319
    Email: poltavetskyrylo@gmail.com